Check your eligibility
Only fill out one application with Koalafi to get a decision in seconds
Why Koalafi?
No credit needed*
No hit to your credit to check eligibility*
High chance of approval
Clear and simple terms
How It Works
A Koalafi lease isn’t just a great way to manage a big expense-it can also help you build your credit.
Koalafi buys the item and leases it to you, reporting your progress to the credit bureaus. On-time payments are reported to the bureau and can help you build your scores. After the last payment the item is all yours!
Approvals amounts:
$300 – $7500
Initial payment:
Up to $10, varies by state
Flexible payments:
Save with early purchase option
Applying with Koalafi is easy and straightforward
Applying with Koalafi is easy and straightforward
“No financial experience of mine has been
more easy or affordable than this. Period.”
Apply now and get a decision in seconds.
Koalafi FAQs
Koalafi is a pay-over-time provider, offering lease-to-own payment plans. With Koalafi, customers can split larger purchases into smaller, manageable payments.
Koalafi offers leases to customers who are still building credit. You do not need credit to be eligible for a Koalafi lease. Our technology allows us to make more informed decisions about applicants, resulting in high approval rates!
At the time of application, you will need to have your personal information, income details, bank and debit card information, and initial payment.
Give the Koalafi team a call at 844.937.8275 between 8:00 am and 9:00 pm ET Monday through Friday, or 8:00 am to 8:00 pm ET on Saturday.